/* ==========================================================================
   Finance Blue Hub — layout.css
   Topbar · Header/Nav · Hero · Page banners · Sections · Footer
   ========================================================================== */

/* ---------- Topbar ---------- */
.topbar{
  background:var(--navy-900);color:rgba(255,255,255,.74);font-size:.84rem;
  padding:9px 0;border-bottom:1px solid rgba(255,255,255,.08);position:relative;z-index:1040;
}
.topbar-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.topbar a{color:rgba(255,255,255,.86);display:inline-flex;align-items:center;gap:8px;font-weight:500}
.topbar a:hover{color:var(--gold-light)}
.topbar svg{width:15px;height:15px;color:var(--gold);flex:0 0 auto}
.topbar-left,.topbar-right{display:flex;align-items:center;gap:22px;flex-wrap:wrap}
.topbar-right .tb-divider{width:1px;height:15px;background:rgba(255,255,255,.2)}
@media (max-width:767.98px){.topbar-left{display:none}.topbar-inner{justify-content:center}}

/* ---------- Header ---------- */
.site-header{
  position:sticky;top:0;z-index:1030;background:rgba(255,255,255,.94);
  backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);
  border-bottom:1px solid var(--line);transition:box-shadow .3s ease,padding .3s ease;
}
.site-header.scrolled{box-shadow:0 10px 30px rgba(10,35,80,.1)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;height:var(--header-h)}

.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand-mark{
  width:46px;height:46px;border-radius:14px;flex:0 0 auto;display:grid;place-items:center;
  background:linear-gradient(135deg,var(--navy-800),var(--blue));
  box-shadow:0 8px 20px rgba(15,44,92,.32);position:relative;overflow:hidden;
}
.brand-mark::after{content:"";position:absolute;right:-10px;bottom:-12px;width:30px;height:30px;border-radius:50%;background:var(--gold);opacity:.9}
.brand-mark svg{width:24px;height:24px;color:#fff;position:relative;z-index:2}
.brand-text{line-height:1.12}
.brand-text .b1{
  display:block;font-family:var(--ff-display);font-weight:800;font-size:1.16rem;
  color:var(--navy-800);letter-spacing:-.02em;
}
.brand-text .b2{display:block;font-size:.68rem;letter-spacing:.24em;text-transform:uppercase;color:var(--gold);font-weight:700}

.main-nav{display:flex;align-items:center;gap:4px}
.main-nav a{
  position:relative;font-family:var(--ff-display);font-size:.93rem;font-weight:650;color:var(--navy);
  padding:11px 15px;border-radius:var(--r-pill);text-decoration:none;transition:color .25s ease,background-color .25s ease;
}
.main-nav a:hover{color:var(--blue);background:var(--sky-2)}
.main-nav a.active{color:var(--navy-900);background:var(--sky)}
.main-nav a.active::after{
  content:"";position:absolute;left:50%;bottom:4px;transform:translateX(-50%);
  width:22px;height:3px;border-radius:3px;background:var(--gold);
}
.nav-has-drop{position:relative}
.nav-has-drop > a{display:inline-flex;align-items:center;gap:6px}
.nav-has-drop > a svg{width:13px;height:13px;transition:transform .3s ease}
.dropdown-panel{
  position:absolute;top:calc(100% + 12px);left:50%;transform:translate(-50%,10px);
  min-width:290px;background:#fff;border:1px solid var(--line);border-radius:var(--r-md);
  box-shadow:var(--shadow-lg);padding:10px;opacity:0;visibility:hidden;transition:opacity .28s ease,transform .28s ease;z-index:50;
}
.dropdown-panel::before{content:"";position:absolute;left:0;right:0;top:-13px;height:13px}
.nav-has-drop:hover .dropdown-panel,.nav-has-drop:focus-within .dropdown-panel{opacity:1;visibility:visible;transform:translate(-50%,0)}
.nav-has-drop:hover > a svg{transform:rotate(180deg)}
.dropdown-panel a{
  display:flex;gap:12px;align-items:center;padding:11px 13px;border-radius:var(--r-sm);
  font-size:.9rem;font-weight:600;color:var(--navy);background:none;
}
.dropdown-panel a:hover{background:var(--sky-2);color:var(--blue);transform:none}
.dropdown-panel a::after{display:none}
.dropdown-panel .dp-icon{
  width:34px;height:34px;border-radius:10px;display:grid;place-items:center;flex:0 0 auto;
  background:var(--sky);color:var(--navy);
}
.dropdown-panel .dp-icon svg{width:17px;height:17px}
.dropdown-panel a:hover .dp-icon{background:var(--gold-soft);color:#a9761a}

.header-cta{display:flex;align-items:center;gap:12px}
.nav-toggle{
  display:none;width:46px;height:46px;border-radius:13px;border:1.5px solid var(--line);
  background:#fff;cursor:pointer;padding:0;place-items:center;
}
.nav-toggle span{display:block;width:20px;height:2px;background:var(--navy);border-radius:2px;position:relative;transition:background-color .3s}
.nav-toggle span::before,.nav-toggle span::after{
  content:"";position:absolute;left:0;width:20px;height:2px;background:var(--navy);border-radius:2px;transition:transform .3s ease;
}
.nav-toggle span::before{top:-6px}
.nav-toggle span::after{top:6px}
.nav-toggle[aria-expanded="true"] span{background:transparent}
.nav-toggle[aria-expanded="true"] span::before{transform:translateY(6px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span::after{transform:translateY(-6px) rotate(-45deg)}

@media (max-width:1199.98px){
  .main-nav a{padding:10px 11px;font-size:.89rem}
  .header-cta .btn{padding:12px 20px;font-size:.88rem}
}
@media (max-width:991.98px){
  .nav-toggle{display:grid}
  .header-cta{display:none}
  .site-header{position:sticky}
  .main-nav{
    position:absolute;top:100%;left:0;right:0;
    background:#fff;flex-direction:column;align-items:stretch;gap:2px;
    padding:16px;max-height:calc(100vh - 130px);overflow-y:auto;
    border-top:1px solid var(--line);border-bottom:1px solid var(--line);
    box-shadow:0 26px 44px rgba(10,35,80,.16);
    transform:translateY(-14px);opacity:0;visibility:hidden;
    transition:opacity .3s ease,transform .3s ease,visibility .3s;
  }
  body.nav-open .main-nav{opacity:1;visibility:visible;transform:none}
  .main-nav a{padding:13px 15px;border-radius:var(--r-sm);font-size:.98rem}
  .dropdown-panel{
    position:static;transform:none;opacity:1;visibility:visible;box-shadow:none;border:0;
    padding:0 0 0 14px;min-width:0;display:none;border-left:2px solid var(--line);margin:2px 0 8px 12px;
  }
  .nav-has-drop.open .dropdown-panel{display:block}
  .nav-has-drop > a svg{margin-left:auto}
  .mobile-cta{display:block;padding:12px 16px 4px}
  body.nav-open{overflow:hidden}
}
.mobile-cta{display:none}
@media (min-width:992px){.mobile-cta{display:none!important}}

/* ---------- Hero ---------- */
.hero{
  position:relative;overflow:hidden;color:#fff;
  background:linear-gradient(120deg,var(--navy-900) 0%,var(--navy-700) 42%,var(--navy-light) 100%);
  padding:96px 0 120px;
}
.hero::before{
  content:"";position:absolute;inset:0;
  background:
    radial-gradient(720px 420px at 82% 12%,rgba(227,169,43,.22),transparent 62%),
    radial-gradient(620px 460px at 8% 88%,rgba(29,111,224,.3),transparent 60%);
}
.hero::after{
  content:"";position:absolute;inset:0;opacity:.32;
  background-image:linear-gradient(rgba(255,255,255,.055) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.055) 1px,transparent 1px);
  background-size:56px 56px;
  mask-image:radial-gradient(ellipse 80% 70% at 50% 40%,#000,transparent 78%);
  -webkit-mask-image:radial-gradient(ellipse 80% 70% at 50% 40%,#000,transparent 78%);
}
.hero .container{position:relative;z-index:3}
.hero h1{color:#fff;font-size:clamp(2.3rem,5.1vw,3.85rem)}
.hero h1 .hl{
  background:linear-gradient(90deg,var(--gold-light),var(--gold));
  -webkit-background-clip:text;background-clip:text;color:transparent;
}
.hero-sub{color:rgba(255,255,255,.82);font-size:1.09rem;max-width:560px;margin-bottom:32px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:38px}
.hero-points{display:flex;gap:26px;flex-wrap:wrap;margin:0;padding:0;list-style:none}
.hero-points li{display:flex;align-items:center;gap:9px;font-size:.92rem;color:rgba(255,255,255,.85);font-weight:500}
.hero-points svg{width:18px;height:18px;color:var(--gold-light)}

.hero-visual{position:relative}
.hero-img-wrap{
  position:relative;border-radius:var(--r-lg);overflow:hidden;box-shadow:0 40px 80px rgba(0,0,0,.42);
  border:1px solid rgba(255,255,255,.16);
}
.hero-img-wrap img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/3.1}
.hero-float{
  position:absolute;background:rgba(255,255,255,.96);border-radius:var(--r-md);padding:15px 19px;
  box-shadow:var(--shadow-lg);display:flex;align-items:center;gap:13px;backdrop-filter:blur(6px);
}
.hero-float .hf-ic{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;flex:0 0 auto}
.hero-float .hf-ic svg{width:21px;height:21px}
.hero-float strong{display:block;font-family:var(--ff-display);color:var(--navy-800);font-size:1.05rem;line-height:1.2}
.hero-float span{font-size:.79rem;color:var(--muted);letter-spacing:.02em}
.hf-1{left:-26px;bottom:56px}
.hf-2{right:-20px;top:34px}
@media (max-width:1199.98px){.hf-1{left:-8px}.hf-2{right:-6px}}
@media (max-width:575.98px){
  .hero{padding:64px 0 82px}
  .hero-float{padding:11px 14px}
  .hf-1{left:8px;bottom:14px}
  .hf-2{right:8px;top:14px}
  .hero-float strong{font-size:.94rem}
  .hero-float .hf-ic{width:36px;height:36px}
}

/* Wave divider under hero */
.hero-wave{position:absolute;left:0;right:0;bottom:-1px;z-index:2;line-height:0}
.hero-wave svg{width:100%;height:74px;display:block}

/* ---------- Marquee / trust strip ---------- */
.trust-strip{background:#fff;border-bottom:1px solid var(--line);padding:22px 0;overflow:hidden}
.trust-track{display:flex;gap:56px;align-items:center;width:max-content;animation:marquee 34s linear infinite}
.trust-strip:hover .trust-track{animation-play-state:paused}
.trust-item{display:flex;align-items:center;gap:11px;color:var(--muted);font-family:var(--ff-display);font-weight:700;font-size:.94rem;white-space:nowrap}
.trust-item svg{width:20px;height:20px;color:var(--gold)}

/* ---------- Page banner (inner pages) ---------- */
.page-banner{
  position:relative;overflow:hidden;padding:74px 0 84px;color:#fff;
  background:linear-gradient(120deg,var(--navy-900),var(--navy) 55%,var(--navy-light));
}
.page-banner::before{
  content:"";position:absolute;inset:0;
  background:radial-gradient(600px 340px at 88% 8%,rgba(227,169,43,.24),transparent 64%),
             radial-gradient(520px 380px at 4% 96%,rgba(29,111,224,.3),transparent 62%);
}
.page-banner .container{position:relative;z-index:2}
.page-banner h1{color:#fff;font-size:clamp(1.95rem,4vw,2.9rem);margin-bottom:10px}
.page-banner p{color:rgba(255,255,255,.8);max-width:660px;margin-bottom:0;font-size:1.03rem}
.crumbs{display:flex;align-items:center;gap:9px;font-size:.86rem;color:rgba(255,255,255,.72);margin-bottom:16px;flex-wrap:wrap}
.crumbs a{color:var(--gold-light)}
.crumbs a:hover{color:#fff}
.crumbs svg{width:13px;height:13px;opacity:.7}
.banner-shape{position:absolute;right:-70px;top:-70px;width:340px;height:340px;border-radius:50%;border:34px solid rgba(255,255,255,.05);z-index:1}
.page-banner .hero-wave svg{height:54px}

/* ---------- Testimonials ---------- */
.testi-card{
  background:#fff;border-radius:var(--r-md);padding:30px;border:1px solid var(--line);
  box-shadow:var(--shadow-sm);height:100%;position:relative;transition:transform .35s ease,box-shadow .35s ease;
}
.testi-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md)}
.testi-card .qmark{
  position:absolute;right:22px;top:16px;font-family:var(--ff-display);font-size:4.6rem;line-height:1;
  color:var(--sky);font-weight:800;z-index:0;user-select:none;
}
.testi-stars{display:flex;gap:3px;margin-bottom:15px;position:relative;z-index:1}
.testi-stars svg{width:17px;height:17px;color:var(--gold)}
.testi-card p{position:relative;z-index:1;color:var(--navy);font-size:1rem;line-height:1.72;margin-bottom:22px}
.testi-who{display:flex;align-items:center;gap:13px;position:relative;z-index:1}
.testi-avatar{
  width:48px;height:48px;border-radius:50%;display:grid;place-items:center;flex:0 0 auto;
  font-family:var(--ff-display);font-weight:800;color:#fff;font-size:1.02rem;
}
.av-1{background:linear-gradient(135deg,var(--navy),var(--blue))}
.av-2{background:linear-gradient(135deg,#0b8f8f,#17b6b0)}
.av-3{background:linear-gradient(135deg,#a9761a,var(--gold-light))}
.av-4{background:linear-gradient(135deg,var(--plum),#8a5cc0)}
.av-5{background:linear-gradient(135deg,#123f6d,#2f7fd1)}
.av-6{background:linear-gradient(135deg,#b0563a,#e0915f)}
.testi-who strong{display:block;font-family:var(--ff-display);color:var(--navy-800);font-size:1rem}
.testi-who span{font-size:.8rem;color:var(--muted);letter-spacing:.06em;text-transform:uppercase;font-weight:600}

.testi-nav{display:flex;gap:10px;justify-content:center;margin-top:38px}
.testi-nav button{
  width:46px;height:46px;border-radius:50%;border:1.5px solid var(--line);background:#fff;color:var(--navy);
  display:grid;place-items:center;cursor:pointer;transition:all .28s ease;
}
.testi-nav button:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.testi-nav button svg{width:18px;height:18px}
.testi-dots{display:flex;gap:8px;justify-content:center;margin-top:22px}
.testi-dots button{width:9px;height:9px;border-radius:50%;border:0;background:#c9d8ee;cursor:pointer;padding:0;transition:all .3s ease}
.testi-dots button.active{width:28px;border-radius:6px;background:var(--navy)}
.on-dark .testi-dots button{background:rgba(255,255,255,.28)}
.on-dark .testi-dots button.active{background:var(--gold)}
.testi-slide{display:none}
.testi-slide.active{display:block;animation:fadeUp .5s ease both}

/* ---------- Timeline / process ---------- */
.process-step{position:relative;padding-left:0}
.process-step .ps-num{
  font-family:var(--ff-display);font-size:3.1rem;font-weight:800;line-height:1;
  color:transparent;-webkit-text-stroke:1.6px #cddcf2;margin-bottom:12px;display:block;
}
.process-step h3{font-size:1.18rem;margin-bottom:9px}
.process-step p{font-size:.96rem;margin-bottom:0}
.process-line{position:relative}
.process-line::before{
  content:"";position:absolute;top:26px;left:12%;right:12%;height:2px;
  background:repeating-linear-gradient(90deg,#cddcf2 0 9px,transparent 9px 18px);
}
@media (max-width:991.98px){.process-line::before{display:none}.process-step .ps-num{font-size:2.5rem}}

/* ---------- Blog cards ---------- */
.blog-card{padding:0;display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r-md);overflow:hidden;box-shadow:var(--shadow-sm);height:100%;transition:transform .35s ease,box-shadow .35s ease}
.blog-card:hover{transform:translateY(-8px);box-shadow:var(--shadow-lg)}
.blog-card .bc-media{position:relative;overflow:hidden;height:216px}
.blog-card .bc-media img{width:100%;height:100%;object-fit:cover;transition:transform .7s ease}
.blog-card:hover .bc-media img{transform:scale(1.08)}
.blog-card .bc-cat{
  position:absolute;left:16px;top:16px;background:var(--gold);color:var(--navy-900);
  font-family:var(--ff-display);font-size:.7rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;
  padding:7px 13px;border-radius:var(--r-pill);
}
.blog-card .bc-body{padding:26px;display:flex;flex-direction:column;flex:1 1 auto}
.blog-card h3{font-size:1.22rem;margin-bottom:12px;line-height:1.35}
.blog-card h3 a{color:var(--navy-800);text-decoration:none}
.blog-card h3 a:hover{color:var(--blue)}
.blog-card p{flex:1 1 auto;font-size:.96rem;margin-bottom:20px}
.blog-card .bc-foot{display:flex;align-items:center;justify-content:space-between;gap:14px;border-top:1px solid var(--line);padding-top:16px}

/* ---------- Article ---------- */
.article{background:#fff;border-radius:var(--r-lg);padding:44px;box-shadow:var(--shadow-sm);border:1px solid var(--line)}
.article-hero{border-radius:var(--r-lg);overflow:hidden;margin-bottom:34px;box-shadow:var(--shadow-md)}
.article-hero img{width:100%;aspect-ratio:16/7;object-fit:cover}
.article h1{font-size:clamp(1.75rem,3.4vw,2.5rem);margin-bottom:22px}
.article-body p{margin-bottom:1.25rem;color:#3d4c66;font-size:1.035rem;line-height:1.85}
.article-body h2{font-size:1.5rem;margin:38px 0 14px}
.article-body h3{font-size:1.2rem;margin:30px 0 12px}
.article-body ul{margin-bottom:1.3rem}
.article-body li{margin-bottom:9px;color:#3d4c66}
.article-body blockquote{
  margin:28px 0;padding:22px 26px;border-left:5px solid var(--gold);background:var(--sky-2);
  border-radius:0 var(--r-md) var(--r-md) 0;font-size:1.06rem;color:var(--navy);font-style:italic;
}
.article-body blockquote p:last-child{margin-bottom:0}
.article-foot{border-top:1px solid var(--line);margin-top:34px;padding-top:26px}
.share-row{display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.share-btn{
  width:42px;height:42px;border-radius:50%;display:grid;place-items:center;border:1.5px solid var(--line);
  background:#fff;color:var(--navy);cursor:pointer;transition:all .28s ease;
}
.share-btn:hover{background:var(--navy);color:#fff;border-color:var(--navy);transform:translateY(-3px)}
.share-btn svg{width:18px;height:18px}
@media (max-width:575.98px){.article{padding:26px 20px}.article-body p{font-size:1rem}}

/* ---------- Sidebar ---------- */
.side-box{background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:26px;box-shadow:var(--shadow-sm);margin-bottom:24px}
.side-box h4{font-size:1.06rem;margin-bottom:18px;position:relative;padding-bottom:12px}
.side-box h4::after{content:"";position:absolute;left:0;bottom:0;width:42px;height:3px;border-radius:3px;background:var(--gold)}
.side-list{list-style:none;padding:0;margin:0}
.side-list li{margin-bottom:2px}
.side-list a{
  display:flex;align-items:center;gap:10px;padding:10px 12px;border-radius:var(--r-sm);
  color:var(--navy);font-weight:600;font-size:.94rem;transition:all .25s ease;
}
.side-list a:hover{background:var(--sky-2);color:var(--blue);transform:translateX(4px)}
.side-list a svg{width:15px;height:15px;color:var(--gold)}
.side-post{display:flex;gap:14px;padding:12px 0;border-bottom:1px dashed var(--line)}
.side-post:last-child{border-bottom:0;padding-bottom:0}
.side-post img{width:74px;height:64px;object-fit:cover;border-radius:10px;flex:0 0 auto}
.side-post a{color:var(--navy-800);font-weight:650;font-size:.93rem;line-height:1.45;display:block}
.side-post a:hover{color:var(--blue)}

/* ---------- Contact info ---------- */
.info-card{
  display:flex;gap:18px;align-items:flex-start;background:#fff;border:1px solid var(--line);
  border-radius:var(--r-md);padding:26px;box-shadow:var(--shadow-sm);height:100%;
  transition:transform .3s ease,box-shadow .3s ease;
}
.info-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-md)}
.info-card h4{font-size:1.04rem;margin-bottom:6px}
.info-card p,.info-card a{margin-bottom:0;font-size:.96rem;color:var(--muted);word-break:break-word}
.info-card a:hover{color:var(--blue)}
.map-frame{border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow-md);border:1px solid var(--line);background:var(--sky)}
.map-frame iframe{width:100%;height:420px;border:0;display:block}
.map-fallback{padding:34px;text-align:center}

/* ---------- CTA band ---------- */
.cta-band{position:relative;overflow:hidden;padding:82px 0;background:linear-gradient(120deg,var(--navy-900),var(--navy) 55%,#12407f)}
.cta-band::before{
  content:"";position:absolute;inset:0;
  background:radial-gradient(560px 320px at 90% 10%,rgba(227,169,43,.24),transparent 64%),
             radial-gradient(480px 340px at 6% 92%,rgba(15,163,163,.28),transparent 62%);
}
.cta-band .container{position:relative;z-index:2}
.cta-band h2{color:#fff}
.cta-band p{color:rgba(255,255,255,.82);font-size:1.05rem}
.cta-actions{display:flex;gap:14px;flex-wrap:wrap}

/* ---------- Newsletter ---------- */
.news-form{display:flex;gap:12px;flex-wrap:wrap}
.news-form .form-control{flex:1 1 260px;border-color:transparent}
.news-inline{position:relative;max-width:520px}
.news-inline .form-control{padding-right:150px;border-radius:var(--r-pill);border:1.5px solid var(--line)}
.news-inline .btn{position:absolute;right:5px;top:5px;bottom:5px;padding-inline:22px}
@media (max-width:575.98px){
  .news-inline .form-control{padding-right:16px}
  .news-inline .btn{position:static;width:100%;margin-top:10px}
}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy-900);color:rgba(255,255,255,.7);position:relative;overflow:hidden}
.site-footer::before{
  content:"";position:absolute;inset:0;
  background:radial-gradient(600px 300px at 88% 0%,rgba(29,111,224,.2),transparent 62%);
}
.site-footer .container{position:relative;z-index:2}
.footer-top{padding:76px 0 44px}
.footer-brand p{color:rgba(255,255,255,.66);font-size:.96rem;margin:18px 0 22px;max-width:330px}
.footer-brand .brand-text .b1{color:#fff}
.footer-social{display:flex;gap:10px}
.footer-social a{
  width:40px;height:40px;border-radius:12px;display:grid;place-items:center;
  background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);color:#fff;transition:all .3s ease;
}
.footer-social a:hover{background:var(--gold);color:var(--navy-900);border-color:var(--gold);transform:translateY(-4px)}
.footer-social svg{width:17px;height:17px}
.footer-col h5{
  color:#fff;font-family:var(--ff-display);font-size:.94rem;font-weight:800;letter-spacing:.13em;
  text-transform:uppercase;margin-bottom:20px;position:relative;padding-bottom:12px;
}
.footer-col h5::after{content:"";position:absolute;left:0;bottom:0;width:32px;height:3px;border-radius:3px;background:var(--gold)}
.footer-links{list-style:none;padding:0;margin:0}
.footer-links li{margin-bottom:11px}
.footer-links a{
  color:rgba(255,255,255,.68);font-size:.95rem;display:inline-flex;align-items:center;gap:9px;transition:all .25s ease;
}
.footer-links a::before{content:"";width:0;height:2px;background:var(--gold);transition:width .28s ease;border-radius:2px}
.footer-links a:hover{color:#fff}
.footer-links a:hover::before{width:14px}
.footer-contact{list-style:none;padding:0;margin:0}
.footer-contact li{display:flex;gap:13px;margin-bottom:16px;font-size:.95rem;color:rgba(255,255,255,.68)}
.footer-contact svg{width:18px;height:18px;color:var(--gold);flex:0 0 auto;margin-top:4px}
.footer-contact a{color:rgba(255,255,255,.82)}
.footer-contact a:hover{color:var(--gold-light)}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.1);padding:22px 0;font-size:.88rem;color:rgba(255,255,255,.55);
}
.footer-bottom-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.footer-bottom a{color:rgba(255,255,255,.72)}
.footer-bottom a:hover{color:var(--gold-light)}
.footer-legal{display:flex;gap:20px;flex-wrap:wrap}
@media (max-width:575.98px){.footer-top{padding:56px 0 34px}.footer-bottom-inner{justify-content:center;text-align:center}}

/* ---------- Sticky header offset for sticky pages ---------- */
main{min-height:52vh}